Grants for Buying a House

Having your own place to call home is a dream that almost all individuals have. However, not all people are fortunate enough to purchase their own home. There are still plenty of families living in a rented house, apartment and the like. It would be if these families can afford to buy their own home so that the money they spent in paying the rent can be used to buy more meaningful things. In addition to that, low income families or those living below the poverty line are also incapable of purchasing their own home. The federal government are putting effort in helping these families have their own home. One of which is through the U.S. Department of Housing and Urban Development. There are grants for buying a house as well as home loans that will assist families in become a homeowner. There are also private organizations that provide homes for the low income and needy families.

Public and Indian Housing

The HUD is helping the residents of public housing to have their own house and become real homeowners. HUD’s programs are geared toward increasing the number of homeowners all over the country. Through this program, residents of public housing can convert their rent payments into mortgage payments. For more details, visit the local and regional public housing agencies in your area. Application is also available there. Visit for more details about homeownership programs.

Good Neighbor Next Door

If you are a teacher, law enforcer, fire fighter and medical technicians, you can apply for the Good Neighbor Next Door grants by the HUD. The grants for this program are in terms of discounts to the total cost of purchasing a home, which is about 50%. As a repayment, the recipient must live in that property for three years. Visit the for more details about this program, the guidelines, requirements and all. Application is through the local and regional office of the HUD.

    U.S. Department of Housing and Urban Development
    451 7th St. S.W.,
    Washington, DC 20410
    Contact details: (202) 708 – 1112

Habitat for Humanity

This is a private organization with tie ups with the government and work all over the world in giving grants for low income and needy families internationally. The grants are usually in the form of homes they build and they award it to deserving needy families. The homes will become tools for their fight against poverty. They are the ones who select recipients. You can contact a local chapter of the organization or visit their website at

    Habitat for Humanity International
    121 Habitat Street
    Americus, GA 31709
    (800) 422 – 4828

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