Grants for Buying a Home

The federal government is offering grants for buying a home to deserving families all over the country. More specifically, these grants are offered to servicemen of the country who works for the benefit and development of the country. The grants is administered and funded through the U.S. Department of Housing and Urban Development or the HUD.

Good Neighbor Next Door

The Good Neighbor Next Door is a program by HUD intended for teachers teaching pre-Kindergarten up to grade 12, officers of law enforcement, fire fighters and emergency medical technicians. The HUD support them in giving grants for buying a home in a form of considerable incentive through 50% discount of the price of their chosen home. However, recipients must be committed to reside in the said property for three years. Interested applicants must check the available properties by checking this website:

Requirements and other guidelines are available by visiting For more details, you can go to the local or regional office of the HUD. You can reach the HUD main office by calling them at (202) 708 – 1112 or through their website at

The American Dream Downpayment Initiative or the ADDI

The ADDI is a program that provides funding to all the states as well as the local participating jurisdictions. To become eligible, local government must have 150,000 populations or less. If not, they local government will automatically receive at least $50,000 allocation find under ADDI. The ADDI aimed to increase the number of homeowners and they target the minority and the low income families. For first time buyers of home, the ADDI will assist them in the downpayment and cost of closing the transaction. The ADDI’s primary focus is to provide assistance to low-income families that are first time buyers in their quests for buying home that is adequate for single family. The cash grants can be used for paying the downpayment, closing expenses as well as rehabilitation. The cash grants usually do now go beyond $10,000 or the 6% of the total cost of the home. First time buyers of home and is classified as low income families are welcome to apply for this program.

Applications can be completed by going to the regional and local offices of HUD in your respective area. For more details about the ADDI, visit this website:

U.S. Department of Housing and Urban Development
451 7th Street S.W., Washington, DC 20410

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