Direct Housing-Natural Disaster Grant

What is the aim of the Direct Housing-Natural Disaster Grant?

The Direct Housing-Natural Disaster Grant assists qualified lower income rural families to meet emergency assistance needs resulting from natural disaster to buy, build, rehabilitate, or improve dwellings in rural areas. Grant Funds are only available to the extent that funds are not provided by the Federal Emergency Management Agency (FEMA). For the purpose of administering these funds, natural disaster will only include those areas identified by a Presidential declaration.

Who are Eligible to Apply for the Direct Housing-Natural Disaster Grant?

Applicants for the Direct Housing-Natural Disaster Grantmust be without adequate resources to obtain housing or related facilities. Applicants must be unable to secure the necessary credit from other sources at prevailing terms and conditions for residential financing.

Applicants/borrowers are the direct beneficiaries when they meet all eligibility criteria.

How to Apply for the Direct Housing-Natural Disaster Grant?

Applicants for the Direct Housing-Natural Disaster Grant must establish that physical damage was caused by natural disaster. An applicant needs to submit evidence of inability to obtain credit elsewhere, verification of income and debts, plans, specifications, and cost estimates.

Where to Apply for the Direct Housing-Natural Disaster Grant?

Applicants for the Direct Housing-Natural Disaster Grant must file Form RD 410-4 at the Rural Development field office serving the county where the dwelling is located.

For more information on the Direct Housing-Natural Disaster Grant, contact:

Director,
Single Family Housing Direct Loan Division, Rural Housing Programs, Department of Agriculture
1400 Independence Avenue. S.W., Washington, District of Columbia 20250
Phone: (202) 720-1474
Web Site Address: http://www.rurdev.usda.gov

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