Flood Insurance Grants

What is the aim of Flood Insurance Grants?

The Flood Insurance Grants aim to enable personal and business property owners and renters to purchase flood insurance coverage for buildings and/or contents in low-to-moderate flood risk areas, as well as in high-risk flood zones to reduce taxpayer provided federal disaster assistance and to promote wise floodplain management practices in the Nation’s high-risk flood zones.

Who are eligible to apply for Flood Insurance Grants?

Federal flood insurance can be made available in any community that adopts and enforces floodplain management measures consistent with the National Flood Insurance Program regulations.Residential and business property owners, renters and state owned property may benefit from flood insurance grants.

How to Apply for Flood Insurance Grants?

Community officials must submit an NFIP eligibility application form, which is available from the FEMA, together with: copies of adopted floodplain management measures meeting the minimum standards of 44 CFR Section 60.3(a), 60.3(b), 60.3(c), 60.3(d), and/or 60.3(e), as appropriate for the type of flood hazards identified; a list of any incorporated communities within the applicant’s boundaries; and estimates of population and, by kind, of buildings situated in the known flood-prone areas of the community.

Where to submit applications for Flood Insurance Grants?

Applications for Flood Insurance Grants should be submitted to the Mitigation Directorate, FEMA, Washington, DC 20472.

For more information on Flood Insurance Grants, contact:

Headquarters Office
Department of Homeland Security, Federal Emergency Management Agency (FEMA), Mitigation Directorate, 1800 South Bell Street, Arlington, Virginia 20598-3010
Phone: (800) 621-FEMA (3363).
Web Site Address: http://www.fema.gov/business/nfip

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